
THE LAW OFFICE OF COREY BECK (702) 678-1999
I believe my real world business experience and my combination JD/MBA degree give me a unique perspective into the bottom line needs of my clients. Business owners will find I speak your language, and can quickly help you identify your core assets, and select the appropriate legal action.
Bankruptcy is a very critical time in your business and personal life. Because every case is unique, you need a law firm that understands your individual needs and has the experience to match your needs to the various procedures established by law.
Many of the law firms who are advertising Bankruptcy have only recently started practicing in this area. I have practiced primarily in this area for over 14 years.
In a chapter 13 bankruptcy, the person can catch up house mortgage arrears over a 60 month period. A second mortgage can be "avoided" by obtaining a court order declaring that the second mortgage is an ununsceured debt.
In chapter 7, unsecured debts are discharged through bankruptcy. When the case is filed, the Bankruptcy Trustee and U.S. Trustee evaluate a debtor’s income in relation to "median income" for the household size. If a debtor is “under median” then relief under Chapter 7 is straightforward.
If a debtor is “over median”, there is a “presumption of abuse.” The Trustee and U.S. Trustee can object to the case and seek dismissal. However, in certain situations, a person can still file a Chapter 7 even if they are “over median.”
For example, the Means Test does not apply if more than half of your debts are for business. In this case, an individual with high income may be able to file a Chapter 7 Bankruptcy.
Another exception is when “real expenses” deducted from income show that there is not enough money to pay the debt. This is why you need an attorney with real world experience.
There are convenient payment option plans available.
Our office is conveniently located at 524 South 8th Street, a short walk to the Las Vegas federal bankruptcy courts.
Attorney Corey Beck has over 12 years experience in Bankruptcy cases.